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30-Year Mortgage Rates Retreat After Brief Climb, Signaling Market Volatility
30-Year Mortgage Rates Retreat After Brief Climb, Signaling Market Volatility
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BTCCSquare news:
Mortgage rates snapped back from a three-day advance, with the 30-year fixed average dropping 5 basis points to 6.86%. The reversal underscores persistent volatility in housing finance as markets digest macroeconomic signals. All major loan types followed suit—FHA, jumbo, and 15-year fixed rates each retreated in lockstep.
The dip partially offsets June's 7.15% peak, though rates remain elevated compared to last fall's 5.89% trough. Housing affordability continues to hinge on Federal Reserve policy trajectories, with the 30-year average still 115 basis points below 2023's historic highs.
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